DISCLAIMER

CARTOR GLOBAL, INDIA operates business through its website “www.sensibulls.com” and Mobile App “Sensibulls”, in compliance with all applicable laws and regulations governing the Mutual Fund Distribution business in India, as per regulations issued by the Securities and Exchange Board of India (SEBI) and the Association of Mutual Funds in India (AMFI). While we strive to provide accurate and timely information, we do not warrant the completeness or reliability of the content on this website. All information provided on this website is for informational purposes only and should not be considered as financial advice or recommendations. Investors are advised to consult with their financial advisors before making any investment decisions. CARTOR GLOBAL, INDIA shall not be held liable for any losses or damages arising from the use of information provided on this website. The business consultancy provided by us to the Startups and Corporates is subject to no indemnification of expenses incurred by them, we advise businesses on timely basis, however, the timely implementation of the work flows is the responsibility of the business owners, and results thereafter are subject to market conditions which are beyond our control.

PRIVACY POLICY

CARTOR GLOBAL, INDIA is committed to protecting the privacy and confidentiality of our clients' personal information. We collect and process personal information in accordance with applicable privacy laws and regulations. Any personal information collected through this website, including but not limited to names, contact details, and financial information, is used solely for the purpose of providing our services and facilitating mutual fund transactions. We do not share or disclose personal information to third parties except as required by law or with the explicit consent of the individual. We implement appropriate security measures to protect against unauthorized access, alteration, disclosure, or destruction of personal information.

TERMS AND CONDITIONS/ZERO REFUND/NO RETURN(S) POLICY

Last updated on 02-08-2024 19:21:00

Digital services and digital efficiencies are the key to the success of any financial services model now a days, keeping the same in view, CARTOR GLOBAL provides digital services through it’s website“www.sensibulls.com”, and Mobile App Sensibulls (under development)

A] Terms & Conditions for Startup/ Business Consultancy Digital Services:

These Terms and Conditions, along with privacy policy or other terms (“Terms”) constitute a binding agreement by and between CAN AND ABLE REALTORS ALIAS CARTOR GLOBAL, ( “Website Owner” or “we” or “us” or “our”: website- www.sensibulls.com,) and you (“you” or “your”) and relate to your use of our website, goods (as applicable) or services (as applicable) (collectively, “Services”).

By using our website and availing the Services, you agree that you have read and accepted these Terms (including the Privacy Policy). We reserve the right to modify these Terms at any time and without assigning any reason. It is your responsibility to periodically review these Terms to stay informed of updates.

The use of this website or availing of our Services is subject to the following terms of use:
• To access and use the Services, you agree to provide true, accurate and complete information to us during and after registration, and you shall be responsible for all acts done using your registered account.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials offered on this website or through the Services, for any specific purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of our Services and the website is solely at your own risk and discretion. You are required to independently assess and ensure that the Services meet your requirements.
• The contents of the Website and the Services are proprietary to us, and you will not have any authority to claim any intellectual property rights, title, or interest in its contents.
• You acknowledge that unauthorized use of the Website or the Services may lead to action against you as per these Terms or applicable laws.
• You agree to pay us the charges associated with availing the Services as declared by us from time to time.
• You agree not to use the website and/ or Services for any purpose that is unlawful, illegal or forbidden by these Terms, or Indian or local laws that might apply to you.
• You agree and acknowledge that website and the Services may contain links to other third-party websites. On accessing these links, you will be governed by the terms of use, privacy policy and such other policies of such third-party websites.
• You understand that upon initiating a transaction for availing the Services you are entering into a legally binding and enforceable contract with the us for the Services.
• Most of our services are with Zero Refund and No Return Policy(s), digital products like eBooks, reports etc. once downloaded against payment cannot be refunded or returned. E-Meetings (Zoom/Google Meet etc.) once booked on our official calendar cannot be cancelled and are not refundable under any circumstances.
• Notwithstanding anything contained in these Terms, the parties shall not be liable for any failure to perform an obligation under these Terms if performance is prevented or delayed by a force majeure event.
• These Terms and any dispute or claim relating to it, or its enforceability, shall be governed by and construed in accordance with the laws of India.
• All disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Jalandhar, Punjab.
• All concerns or communications relating to these Terms must be communicated to us using the contact information provided on this website.

B] ADDITIONAL TERMS & CONDITIONS FOR USE OF WEBSITE www.sensibulls.com OWNED BY CAN & ABLE REALTORS ‘alias” CARTOR GLOBAL

Thank you for accessing www.sensibulls.com. This site is owned by Can & Able Realtors “alias” CARTOR GLOBAL (hereinafter referred to as the owner of the website “www.sensibulls.com”. By accessing this website, you indicate your unconditional acceptance of these terms & conditions. We reserve this right, in our sole discretion, to update or revise these terms & conditions. Continued use of the site following the posting of any changes to the ‘terms & conditions’, constitutes your acceptance of those changes. At “www.sensibulls.com”, We try our best to create a space where you can explore all your favourite things in a safe and secure environment. All the services and information displayed on “www.sensibulls.com” constitutes an "invitation to offer". “www.sensibulls.com” reserves the right to accept or reject your offer. Your order for purchase, constitutes your "offer" which shall be subject to the terms and conditions as listed below:

• Eligibility to use our site: Use of the Site is available only to persons who can legally enter contracts under applicable laws. Persons who are "incompetent to contract", within the meaning of the Indian Contract Act, 1872 including un-discharged insolvents etc. are not eligible to use the Site. “www.sensibulls.com” reserves the right to terminate your access to the Site if it discovers that you are under the age of 18 years or suffers from any other disability, as recognized under Indian Contract Act, 1872.
• Membership: Although it's not essential to have an account to register for purchase of services with “www.sensibulls.com”, you can shop as a guest. As a member, you agree to provide true, accurate, current, and complete information about yourself as prompted by the site's registration form. Registration, where prohibited under any law shall be void. “www.sensibulls.com” reserves the right to revoke or terminate your registration for any reason at any time, without notice.
• Electronic Communications: When you use the site or send emails or other data, information or communicate to us, you agree and understand that you are communicating with us electronically and give your consent to receive communications electronically from us periodically, when required.
• Reviews, Feedback, Submissions: All reviews, comments, feedback, postcards, suggestions, ideas, and other submissions disclosed, submitted or offered to “www.sensibulls.com” directly or otherwise disclosed, submitted or offered in connection with your use of this Site (collectively referred to "Comments") will remain “www.sensibulls.com” property. Such disclosure, submission or offer of any comments shall constitute an assignment to “www.sensibulls.com” of all worldwide rights, titles and interests in all copyrights and other intellectual properties in the comments, thus, it exclusively owns all such rights, titles and interests and shall not be limited in any way in its use, commercial or otherwise. “www.sensibulls.com” will be entitled to use, reproduce, disclose, modify, adapt, create derivative works from, publish, display and distribute any comments you submit for any purpose whatsoever, without restriction and without compensating you in any way. “www.sensibulls.com” is and shall be under no obligation (1) to maintain any Comments in confidence; or (2) to pay you any compensation for any Comments; or (3) to respond to any Comments. You agree that any comments submitted by you to the Site will not violate this policy or any right of any third party, including copyright, trademark, privacy or other personal or proprietary right(s), and will not cause injury to any person or entity. You further agree that no comments submitted by you to the site will be libelous or otherwise unlawful, threatening, abusive or obscene material, or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings or any form of "spam". “www.sensibulls.com” does not regularly review posted comments but does reserve the right (but not the obligation) to monitor and edit or remove any comment submitted to the Site. You grant “www.sensibulls.com” the right to use the name that you submit in connection with any of the posted comments. You agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of any Comments you submit. You are and shall remain solely responsible for the content of any comments you make, and you agree to indemnify “www.sensibulls.com”, and Can & Able Realtors “alias” CARTOR GLOBAL and its affiliates for all claims resulting from any Comments you submit, we take no responsibility and assume no liability for any comments submitted by you or any third party.
• Accuracy of Content/ Information of Products on the Web Site: While “www.sensibulls.com” strives to provide accurate product and pricing information, typographical errors may occur. In the event that a product is listed at an incorrect price or with incorrect information due to an error in pricing or product information, “www.sensibulls.com”, and Can & Able Realtors “alias” CARTOR GLOBAL shall have the right, on our sole discretion, to modify the price of the products, or information of the products or to refuse or cancel any orders placed for that service, unless the service has already been delivered/dispatched.

C] Terms and Conditions for using Mutual Funds/Financial Products Platform

Please note that CARTOR GLOBAL, INDIA operates on a zero refund/no returns policy for digital services provided through our website www.sensibulls.com. As per the Mutual Fund Distribution business model, investments are made directly into the accounts of the respective Asset Management Companies (AMCs), and redemptions are encashed as per the investor's instructions, with proceeds directly credited to the registered bank account of the investor as per the records maintained by the AMCs. Clients are required to pay for digital services rendered by CARTOR GLOBAL, INDIA, and no payments are to be made on account of investments to CARTOR GLOBAL's bank account. Therefore, refunds or returns related to investments are not applicable under our policy. We encourage clients to review all terms and conditions carefully before availing of our services.

For any further clarification or assistance, please contact us at:

• Compliance Officer: Mr. Sandeep Rai
• Email: info@sensibulls.com
• Phone No.: +91-181-3501474 | +91-9815099556

Note: This disclaimer, privacy policy, and zero refund/no return(s) policy are subject to change without prior notice. Please review this page periodically for updates.